I THINK I Amy have solved this:

I totally uninstalled UR;
I re-installed UR;
I set my Options to "Run at Windows startup" and "Run Minimized";

At that point, it was still starting up opened up. Then

I resaved the database so that it was NOT read-only ('cause this causes a message box, forcing UR to open);
Made sure there were no hotkey conflicts ('cause this causes a message box, forcing UR to open).

Then upon restart everything seems to be OK.

Hope that helps someone besides just me!

Regards,
Chuck Billow